LIVING ALIVE By Dero Pedero
The Philippine STAR 12/12/2005
All the world's a stage and most of us are desperately unrehearsed.– Sean O. Casey
When people hear the word 'invest', they immediately think of the process of putting money into a business venture that would secure their financial future. Like most people, we spend so much time earning a living that we forget to invest in the most important and often neglected workhorse of our lives – our very selves.
You are your life's top resource; in fact, you are the center of, as well as the reason for, your very existence. Without a powerful and prepared you, you won't be able to realize the life you dream of and be in a better position to help others live a fuller, richer life.
Why Invest In Yourself ?
Investing in yourself empowers you to face life's challenges. Like an athlete who is in constant training, you arm and get yourself ready to win the gold when the games start. You continuously improve yourself to rise up the demanding ladder of success and self-realization. When you invest in yourself, you actually take steps to secure your future. You gear yourself to conquer the world and maximize your power to build your wealth and fortune. You turbo-charge your life with ideas and principles gathered from experts in the field you want to excel in so you would avoid pitfalls and mistakes along the way.
You must dedicate time for your self-development. You will never find time unless you deliberately schedule special moments for your goals.You will need energy to spend for your pursuit. This means conserving your physical vigor so you'd have extra stamina to spare. Focus is another important factor to provide. Without focus and unwavering persistence, you won't be able to realize what you want to achieve.
Finally, you must invest some money on yourself. A good amount of your income should be allotted for your self-improvement programs.
What To Invest In ?
• Invest in your health. Spend time and money to enhance your strengthand well-being. Enroll in a gym and exercise regularly. Learn more about energy-giving foods and plan creative meals. Use products and services that improve your physical hygiene and increase your longevity.
• Invest in your mind. Benjamin Franklin says, If a man empties his purse into his head, no one can take it away from him. An investment of knowledge always pays the best interest. Learn new ideas and information. Read books and publications, attend life-improvement seminars, and get a life guide or mentor.
• Invest in your abilities. Hone your talents and pursue your passions. Be an expert at something that truly interests you. Pay attention to, enjoy, and explore the potentials of your hobbies. Huge fortunes have been made from small home-based businesses that started as pastime hobbies. (think of Microsoft)
• Invest in your looks. These days, image has very much to do with achievement. You can power dress for success. Invest in a quality wardrobe that would give you a winning edge in your chosen profession. How you present yourself to the world determines how people react to you.
• Invest in your personality. Invest time, effort, and money for the development of your overall personality. There are many good training programs and seminars that can help you improve your speech and communication skills, attitude, deportment, projection, and socialgraces.
• Invest in anything that will give you a higher self-esteem. If you think that having a doctorate degree would increase your self- and professional-worth, go for it. If you believe wearing designer clothes and accessories would improve your self-esteem, go ahead and buy them.
• Invest in your integrity and spiritual development. Spend some time to reflect on your principles and beliefs regarding personal honor, self-respect, and spiritual well-being. Define your values and let them guide your life, and build a better character and an impeccable reputation.
• Invest in your dreams. Yes, your dreams need some investing in, too. Money and action can fuel the faster realization of your innermost desires in life. And while you are at it, you might as well invest in other people whom you love or are valuable to you – members of your family and people who work for you.
When is the best time to invest in yourself?
Around 10 years ago. But the next best time is NOW.
***@@@***
for your wealth and abundance,
Dennis Salvador
Dec 4, 2009
Oct 23, 2009
Addional Income by Accepting Bill Payments
Get addional income by accepting bill payments such as electric bill, water bill, telephone bill, etc. You don't need to buy any gadget or device to do this. Your customers can be your friends, officemates or your neighbor. Just ask them at least 5 pesos to 10 pesos per transaction. I believe its cheaper than the fare if they go to the bank or other payment centers.
Steps are so easy.
- Get the billing statement, payment for the bill plus your asking fee from your customers.
- visit http://www.bancnetonline.com/
- Click your bank where you have an account. (If you don't have an account yet. Open an account to any bank that also a bancnet member.)
- Read Terms and Condition. Click "Agree" button if you agree with the terms and condition.
- Select the Payment from the left side menu.
- Select the Biller/Institution that your customer wants to pay.
- Input the account number or reference number of the billing statement.
- Input the amount of the billing statement.
- Input other information to complete the transaction.
- The system will give you a trace number after the successful transaction.
- Copy the trace number to the billing statement as a transaction reference.
Thats it! Happy billing... :D
I am sharing this idea for free. Share it for free.
Dennis Salvador
Oct 20, 2009
CONTENTMENT
A freind send this thru email and I just want to share....
Have you ever, at any one time, had the feeling that life is bad,
real bad, and you wish you were in another situation?You find life make things difficult for you,
work sucks, life sucks, everything seems to go wrong...
Read the following story... it may change your views about life:
After a conversation with one of my friends, he told me despite taking 2 jobs, he brings back barely above 1K per month, he is happy as he is. I wonder how he can be as happy as he is considering he has to skimp his life with the low pay to support a pair of old parents, in-laws, a wife, 2 daughters and the many bills of a household. He explained that it was through one incident that he saw in India ...that happened a few years ago when he was really feeling low and touring India after a major setback. He said that right in front of his very eyes he saw an Indian mother chop off her child's right hand with a chopper. The helplessness in the mother's eyes, the scream of pain from the innocent 4-year-old child haunted him until today.
You may ask why did the mother do so; had the child been naughty, had the child's hand been infected?? No, it was done for two simple words---TO BEG!
The desperate mother deliberately caused the child to be handicapped so that the child could go out to the streets to beg. Taken aback by the scene, he dropped a piece of bread he was eating half-way. And almost instantly, a flock of 5 or 6 children swamped towards this small piece of bread which was covered with sand, robbing bits from one another. The natural reaction of hunger.
Stricken by the happenings, he instructed his guide to drive him to the nearest bakery. He arrived at two bakeries and bought every single loaf of bread he found in the bakeries. The owner was dumbfounded but willingly sold everything. He spent less than $100 to obtain about 400 loaves of bread (this is less than $0.25 per loaf) and spent another $100 to get daily necessities.
Off he went in the truck full of bread into the streets. As he distributed the bread and necessities to the children (mostly handicapped) and a few adults, he received cheers and bows from these unfortunate. For the first time in his life he wondered how people can give up their dignity for a loaf of bread which cost less than $0.25.
He began to tell himself how fortunate he is. How fortunate he is to be able to have a complete body, have a job, have a family, have the chance to complain what food is nice and what isn't nice, have the chance to beclothed, have the many things that these people in front of him are deprived of...
Now I begin to think and feel it, too! Was my life really that bad? Perhaps... no, I should not feel bad at all... What about you? Maybe the next time you think you are, think about the child who lost one hand tobeg on the streets.
"Contentment is not the fulfillment of what you want, it is the realization of how much you already have."
When the door of happiness closes, another opens, but often times we look so long at the closed door that we don't see the one which has been opened for us.
It's true that we don't know what we've got until we lose it, but it's also true that we don't know what we've been missing until it arrives.
The happiest of people don't necessarily have the best of everything; they just make the most of everything that comes along their way.
The brightest future will always be based on a forgotten past,you can't go on well in life until you let go of your past failures and heartaches.
Please share this message to those people who mean something to you, to those who have touched your life in one way or another, to those who make you smile when you really need it, to those that make you see the brighter side of things when you are really down, to those who you want to let them know that you appreciate their friendship.
And if you don't, don't worry, nothing bad will happen to you, you will just miss out on the opportunity to brighten someone's day with this message.
You can share this message by giving this short link: http://tr.im/contentment
Have you ever, at any one time, had the feeling that life is bad,
real bad, and you wish you were in another situation?You find life make things difficult for you,
work sucks, life sucks, everything seems to go wrong...
Read the following story... it may change your views about life:
After a conversation with one of my friends, he told me despite taking 2 jobs, he brings back barely above 1K per month, he is happy as he is. I wonder how he can be as happy as he is considering he has to skimp his life with the low pay to support a pair of old parents, in-laws, a wife, 2 daughters and the many bills of a household. He explained that it was through one incident that he saw in India ...that happened a few years ago when he was really feeling low and touring India after a major setback. He said that right in front of his very eyes he saw an Indian mother chop off her child's right hand with a chopper. The helplessness in the mother's eyes, the scream of pain from the innocent 4-year-old child haunted him until today.
You may ask why did the mother do so; had the child been naughty, had the child's hand been infected?? No, it was done for two simple words---TO BEG!
The desperate mother deliberately caused the child to be handicapped so that the child could go out to the streets to beg. Taken aback by the scene, he dropped a piece of bread he was eating half-way. And almost instantly, a flock of 5 or 6 children swamped towards this small piece of bread which was covered with sand, robbing bits from one another. The natural reaction of hunger.
Stricken by the happenings, he instructed his guide to drive him to the nearest bakery. He arrived at two bakeries and bought every single loaf of bread he found in the bakeries. The owner was dumbfounded but willingly sold everything. He spent less than $100 to obtain about 400 loaves of bread (this is less than $0.25 per loaf) and spent another $100 to get daily necessities.
Off he went in the truck full of bread into the streets. As he distributed the bread and necessities to the children (mostly handicapped) and a few adults, he received cheers and bows from these unfortunate. For the first time in his life he wondered how people can give up their dignity for a loaf of bread which cost less than $0.25.
He began to tell himself how fortunate he is. How fortunate he is to be able to have a complete body, have a job, have a family, have the chance to complain what food is nice and what isn't nice, have the chance to beclothed, have the many things that these people in front of him are deprived of...
Now I begin to think and feel it, too! Was my life really that bad? Perhaps... no, I should not feel bad at all... What about you? Maybe the next time you think you are, think about the child who lost one hand tobeg on the streets.
"Contentment is not the fulfillment of what you want, it is the realization of how much you already have."
When the door of happiness closes, another opens, but often times we look so long at the closed door that we don't see the one which has been opened for us.
It's true that we don't know what we've got until we lose it, but it's also true that we don't know what we've been missing until it arrives.
The happiest of people don't necessarily have the best of everything; they just make the most of everything that comes along their way.
The brightest future will always be based on a forgotten past,you can't go on well in life until you let go of your past failures and heartaches.
Please share this message to those people who mean something to you, to those who have touched your life in one way or another, to those who make you smile when you really need it, to those that make you see the brighter side of things when you are really down, to those who you want to let them know that you appreciate their friendship.
And if you don't, don't worry, nothing bad will happen to you, you will just miss out on the opportunity to brighten someone's day with this message.
You can share this message by giving this short link: http://tr.im/contentment
Aug 13, 2009
The funeral cortege of former Pres. Cory Aquino: My tears came naturally
By Joey De leon
Wala na sa piling ng mga Pilipino,
Tinig ng awiting Mga Kababayan Ko,
At lumisan na rin noong isang Sabado,
Inang nagpalipad sa awiting Bayan Ko.
Ako'y sumasaludo, paalam Pangulo,
May isa 'kong lihim, kay tagal itinago,
Sa lahat nang inabot kong mga namuno,
Tanging ikaw lang sa luha ko'y nagpatulo.
Marami ang nalungkot sa iyong pagyao,
Magalang ang lahat at puno ng respeto,
Nagpasalamat pa nga Kapamilya sa 'yo,
Dahil kanilang himpilan naibalik mo.
Subalit ano itong nabalitaan ko?
Nangyari noong Lunes, a-tres ng Agosto,
Habang inililipat ang mga labi mo,
Ika'y parang nabastos sa isang TV show.
At ang napakasaklap at masakit dito,
Ang nambastos pa'y kapamilya ng anak mo,
Napanood ito ng tao at publiko,
Kakaunti na nga, ngunit lahat nahilo.
Sabi ng TV host na mainit ang ulo
Pagkakita sa video na kanyang kasalo,
"Sandali, meron akong ano... sa'ting ano...
Hindi naman sa ano," nagkaanu-ano!
Ayon sa Internet, meron pa s'yang nasambit,
"Sana pakitanggal muna 'yan sa'ting traffic..."
At 'di maaalis sa iyong pag-iisip,
Ang parada ng patay ang pinaliligpit!
At dagdag pa daw ng naghahari-harian,
"I don't think na dapat n'yong ipakita iyan...
"Nasaan naman ang paggalang, o nasaan?
Mga sinasabi natin minsa'y pag-ingatan.
At 'di pa nangimi nang sumunod na araw,
Pinilit pa ring ginawa n'ya ay tama raw,
Mga nakarinig 'di na nakagalaw
At ayon sa iba sila na la'y napa-wow!
"... Pero ako, totoo 'ko eh ... ", sabi kuno,
Totoo nga at totoo ring walang modo,
Pwede namang sabihin itong pa-sikreto,
Kaya't wala na rin mga paliwanag mo.
"Kung ganyan, pakita na lang 'yan!",ang hamon pa,
"Kung ganyan, pakita na lang 'yan!",ang hamon pa,
Para bang ang prusisyon nila-"lang - lang" lang ba,
Ang pangasiwaan ay pinapili pa n'ya,
Sumunod ang himpilan, nung August 5 wala s'ya.
May mga komentong pwede nang pang-harapan,
"On camera" baga sa TV ang tawag d'yan
At kung sensitibo man ang gustong bitawan,
Pagpasok ng commercial, hintayin mo na lang.
Matutong magbaba muna ng mikropono
At saka idikta lahat ng iyong gusto,
Lagi kang mataas lahat daw takot sa 'yo,
Ratings lang ang mababa — totoo ba ito?
The breaking news breaks your heart — at 'yan ang bawi mo,
Nang mahalata mong sumablay ang pasok mo,
Pero sigurado ika'y maa-abswelto,
'Di ba ikaw rin ang may-ari ng network n'yo?
Nung Hueves nag-apologize sa diario naman,
O, akala ko ba wala kang kasalanan,
Tapos ng angalan, sunod paliwanagan
COMPLAIN before you EXPLAIN ka na naman!
O ito kaya ay isa na namang "glitch" lang,
Tulad ng "two-zero" 'di na natin nalaman,
O ito ay maliwanag na kabobohan?
Sa tingin ng marami, mahirap lusutan.
Ang sabi ng iba — istupidong mayabang,
At giit ng iba — istupidong mayaman,
Mayaman man o mayabang ang tiyak diyan,
Napakayaman n'ya sa kaistupiduhan.
Buti pa ang apat na honor guards ni Cory
Sina Malab, Laguindan, Rodriguez, Cadiente,
Walong oras tumayo sa ulan at viaje,
Ang lahat ay tiniis at walang sinabi.
Samantalang ikaw na may bubong sa ulo,
Komportable ka lang sa malamig na studio,
Nang kapirasong libing sa TV sumalo,
Angal at inis ang sumambulat sa iyo.
Maaari din namang pabayaan na s'ya,
Subalit ang nangyari'y mabigat talaga,
Namayapang pangulo'y huling paalam na,
'Di mo pa pinagbigyan ... hoy, nag-iisa ka!
At nais ko lang sabihin at ipagyabang
Sa mahigit na s'yam na libong tanghalian,
Sa limang pangulong sa Bulaga'y dumaan,
Kahit isa wala kaming nilapastangan.
Jun 17, 2009
Finding Intrinsic, Lasting Motivation to Succeed by Denis Waitley
For the high achiever, it's natural to seek out challenging goals because he or she has an inner, intrinsic drive to succeed. And success doesn't mean pet rocks, get-rich-quick schemes, lotto jackpots or chain letters. High achievers are looking not to receive, but to contribute, to give. They're looking for problems that are personally satisfying to solve. Bill Gates, Oprah Winfrey and Warren Buffett, three of the wealthiest individuals in the world, eagerly go to work every day to face the challenge of solving a new and bigger problem. All could be playing Backgammon on a tropical island or two rounds of golf per day.
Since the accomplishment of a difficult task means more to the high achiever than any external motivation, it means that motivation will remain strong throughout his or her career. Think of how much stronger and more permanent such a motivation is compared to one that is extrinsic.
Suppose you choose a particular career because of the money. What happens when there's more money in doing something else? You're likely to abandon one path as soon as another possibility opens up, and eventually you'll find yourself wondering what you're really doing… maybe even who you really are.
Since there is no inner drive to stay on any particular path, the journey will be arduous, and motivation will tend to weaken whenever the external reward seems remote or out of sight. This is especially true with individuals who want a home business with high rewards and minimal risk. Some people spend their entire lives wandering from one field to another, always looking for an easier way to find that pot of gold, never achieving a significant goal worthy of their inner potential.
I've met many people who fit this description. If they're in sales, they move from company to company, from industry to industry, for one product or service to another. They are very hard to keep on your hand held electronic address book or in your directory of contacts because they are always either coming or going or starting another new business of their own. When that doesn't work, they get involved in sketchy enterprises, especially start-up-companies offering big, easy rewards, such as a wonder diet company where you can lose all the weight you want by eating anything you want and swallowing one amazing pill a day. They go from one Roman candle to another, from one "exciting opportunity" to another disappointment.
The problem is, money alone does not stimulate intrinsic motivation and therefore is a means, not an end. Money is like fuel for your car. It is not the destination. It is not the journey. It is only part of the transportation system. Make your "why" grab you by your very soul. You'll never be disappointed for very long. And you'll stay committed regardless of "stock market gyrations" or setbacks.
This week, find your unique "why" and pursue it with passion!
-- Denis Waitley
Since the accomplishment of a difficult task means more to the high achiever than any external motivation, it means that motivation will remain strong throughout his or her career. Think of how much stronger and more permanent such a motivation is compared to one that is extrinsic.
Suppose you choose a particular career because of the money. What happens when there's more money in doing something else? You're likely to abandon one path as soon as another possibility opens up, and eventually you'll find yourself wondering what you're really doing… maybe even who you really are.
Since there is no inner drive to stay on any particular path, the journey will be arduous, and motivation will tend to weaken whenever the external reward seems remote or out of sight. This is especially true with individuals who want a home business with high rewards and minimal risk. Some people spend their entire lives wandering from one field to another, always looking for an easier way to find that pot of gold, never achieving a significant goal worthy of their inner potential.
I've met many people who fit this description. If they're in sales, they move from company to company, from industry to industry, for one product or service to another. They are very hard to keep on your hand held electronic address book or in your directory of contacts because they are always either coming or going or starting another new business of their own. When that doesn't work, they get involved in sketchy enterprises, especially start-up-companies offering big, easy rewards, such as a wonder diet company where you can lose all the weight you want by eating anything you want and swallowing one amazing pill a day. They go from one Roman candle to another, from one "exciting opportunity" to another disappointment.
The problem is, money alone does not stimulate intrinsic motivation and therefore is a means, not an end. Money is like fuel for your car. It is not the destination. It is not the journey. It is only part of the transportation system. Make your "why" grab you by your very soul. You'll never be disappointed for very long. And you'll stay committed regardless of "stock market gyrations" or setbacks.
This week, find your unique "why" and pursue it with passion!
-- Denis Waitley
Balance Your Workload with a Generous Number of Mini-Vacations for Maximum Productivity by Denis Waitley
By re-energizing and renewing yourself frequently, you will avoid burnout and become much more motivated and productive. Don’t keep your nose to the grindstone for years and wait for retirement to travel. Balance and consistency are the keys. Enjoy the process, not just the result. Don’t fight the passing of time. Don’t fear it, squander it, or try to hide from it under a superficial cosmetic veil of fads and indulgences. Life and time go together. Do enjoy each phase of life. Do make the most of each day, and draw maximum joy from each moment.
Many people today are concerned with quality time – time generally defined in part as that spent on recreation, personal pursuits, time with children, spouses and friends. While I certainly believe quality time is important, I believe two other aspects of time are equally important.
First, one must also spend quantity time. The average father spends less than 30 minutes each week in direct one-on-one communication with each of his children. How can we possibly expect good family relationships with so little communication?
Second, one must spend regular time. Many supervisors and company presidents go for weeks, even months, without seeing many of their employees. There’s no substitute for regular meetings and open forums in which managers and team members can share ideas.
Time has a dual structure. On one hand, we live our daily routines meeting present contingencies as they arise. On the other hand, our most ambitious goals and desires need time so that they can be assembled and cemented. A long-term goal connects pieces of time into one block. These blocks can be imagined and projected into the future as we do when we set goals for ourselves. Or, these blocks of time can be created in retrospect as we do when we look back at what we’ve accomplished.
It’s not in the image of our big dreams that we run the risk of losing our focus and motivation. It’s the drudgery and routine of our daily lives that present the greatest danger to our hopes for achievement. Good time management means that you maximize the daily return on the energy and mental effort you expend.
Ways to maximize your time productivity:
• Write down in one place all the important contacts you have and all of your goals and priorities. Make a back up copy, preferably on CD, DVD or Zip disc. Write down every commitment you make at the time you make it.
• Stop wasting the first hour of your workday. Having the chat and first cup of coffee, reading the paper, and socializing are the three costliest opening exercises that lower productivity.
• Do one thing well at a time. It takes time to start and stop work on each activity. Stay with a task until it is completed.
• Don’t open unimportant mail. More than a fourth of the mail you receive can be tossed before you open or read it, and that includes e-mail.
• Handle each piece of paper only once and never more than twice. Don’t set aside anything without taking action. Carry work, reading material, audiotapes and your laptop computer with you everywhere you go. Convert down time into uplink time.
• Spend twenty minutes at the beginning of each week and ten minutes at the beginning of each day planning your to do list.
• Set aside personal relaxation time during the day. Don’t work during lunch. It’s neither noble nor nutritional to skip important energy input and stress-relieving time. Throughout the day, ask yourself, “What’s the best use of my time right now?” As the day grows short, focus on projects you can least afford to leave undone.
• And as we said at the beginning of this message, take vacations often, mini-vacations of two or three days, and leave your work at home. The harder you work, the more you need to balance your exercise and leisure time.
Action Idea: Plan a relaxing 3-day vacation within the next three months without taking any business work with you. Reserve it on your calendar this week.
-- Denis Waitley
Many people today are concerned with quality time – time generally defined in part as that spent on recreation, personal pursuits, time with children, spouses and friends. While I certainly believe quality time is important, I believe two other aspects of time are equally important.
First, one must also spend quantity time. The average father spends less than 30 minutes each week in direct one-on-one communication with each of his children. How can we possibly expect good family relationships with so little communication?
Second, one must spend regular time. Many supervisors and company presidents go for weeks, even months, without seeing many of their employees. There’s no substitute for regular meetings and open forums in which managers and team members can share ideas.
Time has a dual structure. On one hand, we live our daily routines meeting present contingencies as they arise. On the other hand, our most ambitious goals and desires need time so that they can be assembled and cemented. A long-term goal connects pieces of time into one block. These blocks can be imagined and projected into the future as we do when we set goals for ourselves. Or, these blocks of time can be created in retrospect as we do when we look back at what we’ve accomplished.
It’s not in the image of our big dreams that we run the risk of losing our focus and motivation. It’s the drudgery and routine of our daily lives that present the greatest danger to our hopes for achievement. Good time management means that you maximize the daily return on the energy and mental effort you expend.
Ways to maximize your time productivity:
• Write down in one place all the important contacts you have and all of your goals and priorities. Make a back up copy, preferably on CD, DVD or Zip disc. Write down every commitment you make at the time you make it.
• Stop wasting the first hour of your workday. Having the chat and first cup of coffee, reading the paper, and socializing are the three costliest opening exercises that lower productivity.
• Do one thing well at a time. It takes time to start and stop work on each activity. Stay with a task until it is completed.
• Don’t open unimportant mail. More than a fourth of the mail you receive can be tossed before you open or read it, and that includes e-mail.
• Handle each piece of paper only once and never more than twice. Don’t set aside anything without taking action. Carry work, reading material, audiotapes and your laptop computer with you everywhere you go. Convert down time into uplink time.
• Spend twenty minutes at the beginning of each week and ten minutes at the beginning of each day planning your to do list.
• Set aside personal relaxation time during the day. Don’t work during lunch. It’s neither noble nor nutritional to skip important energy input and stress-relieving time. Throughout the day, ask yourself, “What’s the best use of my time right now?” As the day grows short, focus on projects you can least afford to leave undone.
• And as we said at the beginning of this message, take vacations often, mini-vacations of two or three days, and leave your work at home. The harder you work, the more you need to balance your exercise and leisure time.
Action Idea: Plan a relaxing 3-day vacation within the next three months without taking any business work with you. Reserve it on your calendar this week.
-- Denis Waitley
Jun 10, 2009
REWARDS OF GOING INTO BUSINESS OR ENTREPRENEURSHIP
Having unlimited opportunity to make money.
When you have your own business, you will most certainly have unlimited potential to earn money. How much money you earn depends on the time and effort you put into your enterprise. Successful entrepreneurs have earned their wealth and prestige through hard work and by having the right product for the right market at the right time.
Being your own boss.
As manager of your business, you make the decisions for your enterprise and take full responsibility for these. The quality of these decisions will translate into either gain or loss for your business. Being your own boss means you are in control of your future. You have a better grasp of what you want to be.
Tapping your creativity.
A business usually starts out as an idea. You will have the opportunity to harness this creativity and turn your idea into products and processes.
Overcoming challenges and finding fulfillment.
Starting a business is by itself an accomplishment. Running a business tests an entrepreneur’s capability in securing and managing resources. How well a business turns out depends on the owner’s ability to face challenges and overcome difficulties.
Helping others.
In the process of running a business, an entrepreneur employs workers, and pays them income which improves their lives. An entrepreneur who succeeds and grows also helps suppliers, sub-contractors, dealers and other businesses connected to him succeed and grow too.
Building an entrepreneurial legacy.
A business can be a lasting legacy to the family. It can ensure employment for some members of the family. It can create an enterprisingculture that can be handed down through the generations.
Source: www.business.gov.ph
When you have your own business, you will most certainly have unlimited potential to earn money. How much money you earn depends on the time and effort you put into your enterprise. Successful entrepreneurs have earned their wealth and prestige through hard work and by having the right product for the right market at the right time.
Being your own boss.
As manager of your business, you make the decisions for your enterprise and take full responsibility for these. The quality of these decisions will translate into either gain or loss for your business. Being your own boss means you are in control of your future. You have a better grasp of what you want to be.
Tapping your creativity.
A business usually starts out as an idea. You will have the opportunity to harness this creativity and turn your idea into products and processes.
Overcoming challenges and finding fulfillment.
Starting a business is by itself an accomplishment. Running a business tests an entrepreneur’s capability in securing and managing resources. How well a business turns out depends on the owner’s ability to face challenges and overcome difficulties.
Helping others.
In the process of running a business, an entrepreneur employs workers, and pays them income which improves their lives. An entrepreneur who succeeds and grows also helps suppliers, sub-contractors, dealers and other businesses connected to him succeed and grow too.
Building an entrepreneurial legacy.
A business can be a lasting legacy to the family. It can ensure employment for some members of the family. It can create an enterprisingculture that can be handed down through the generations.
Source: www.business.gov.ph
May 27, 2009
Free Wealth Course
"The best investments are the investments in yourself and your education. These investments always pay big dividends." -- Donald Trump
I am inviting everyone on our FREE Wealth Course
This course consists of three Modules. One module per session.
Module:
1: Awareness and Beliefs about Money
-- When you know what you don’t know, then you know what to do about it.
2: Understanding Money Blueprints
-- once we understand ourselves then it gives way to improvement and greatness of our being.
3: Reconditioning.
-- Change your mindset to succeed.
All beliefs about money, habits, mindset, understanding, decision-making, handling and managing money, and how to acquire money from zero wealth are discussed on this Wealth Course. Exercise and activities are also included to promote habits. Success are habits, and habits are developed through repetitions.
When and Where: Monday and Tuesday at Shangri-la Mall, Mandaluyon City,
and Wednesday and Thursday at Paseo Center,Paseo de Roxas, Makati City
Time: 3-6pm and 6-9pm
Fee: FREE / LIBRE / WALANG BAYAD
Who may attend:
- People looking for business mentors/coaches.
- People planning to start a business
- People who already in the business
- People want to learn how to manage their financials
- People who wants to increase their financial IQ
- people wants to be successful in every aspect of their life.
Seats are limited so text me at (smart) 0920-424-3838 or PM me the ff information so the materials and Coach/Mentor be prepared for you.
1) Subject: Free Wealth Course
2) Full Name/s:
3) Contact Number:
4) Preferred venue:
5) Preferred day and time:
"There's No Higher Purpose Than Service To Others" - Peaceful Warrior.
For your wealth and abundance,
Dennis Salvador
Create Abundance 2020 Business Community
http://www.ca2020.net/profile/DennisSalvador
I am inviting everyone on our FREE Wealth Course
This course consists of three Modules. One module per session.
Module:
1: Awareness and Beliefs about Money
-- When you know what you don’t know, then you know what to do about it.
2: Understanding Money Blueprints
-- once we understand ourselves then it gives way to improvement and greatness of our being.
3: Reconditioning.
-- Change your mindset to succeed.
All beliefs about money, habits, mindset, understanding, decision-making, handling and managing money, and how to acquire money from zero wealth are discussed on this Wealth Course. Exercise and activities are also included to promote habits. Success are habits, and habits are developed through repetitions.
When and Where: Monday and Tuesday at Shangri-la Mall, Mandaluyon City,
and Wednesday and Thursday at Paseo Center,Paseo de Roxas, Makati City
Time: 3-6pm and 6-9pm
Fee: FREE / LIBRE / WALANG BAYAD
Who may attend:
- People looking for business mentors/coaches.
- People planning to start a business
- People who already in the business
- People want to learn how to manage their financials
- People who wants to increase their financial IQ
- people wants to be successful in every aspect of their life.
Seats are limited so text me at (smart) 0920-424-3838 or PM me the ff information so the materials and Coach/Mentor be prepared for you.
1) Subject: Free Wealth Course
2) Full Name/s:
3) Contact Number:
4) Preferred venue:
5) Preferred day and time:
"There's No Higher Purpose Than Service To Others" - Peaceful Warrior.
For your wealth and abundance,
Dennis Salvador
Create Abundance 2020 Business Community
http://www.ca2020.net/profile/DennisSalvador
CASHFLOW Gathering by Create Abundance
Learn MBA (Money, Business and Accounting) in fun and easy way. Experience retiring rich and living your dreams!
"Think of CASHFLOW as the MBA Program for people who want to have fun, learn fun and get rich." - Robert Kiyosaki, Creator of CASHFLOW.
"Think of CASHFLOW as the MBA Program for people who want to have fun, learn fun and get rich." - Robert Kiyosaki, Creator of CASHFLOW.
Play the CASHFLOW game to:
-- Develop your Financial IQ
-- Develop your Financial IQ
-- Learn accounting and risk management skills
-- Develop strategic thinking skills
-- See opportunities where you have never seen them before
-- Learn how to create financial freedom
-- Break out of your old thinking patterns about money
-- Redirect your attention to produce cash flow instead of earned income.
--Meet new friends/network
--And many more...
--Meet new friends/network
--And many more...
People who play the CASHFLOW® game think and operate differently than those who don't play it. They see opportunities that others don't see. They feel confident taking risks that others take nervously or don't take at all. They make decisions based on a different set of criteria than others do.
Cashflow101 Game Overview:
When: Every Saturday
Where:
Where:
-- 1. Ortigas Center, J. Vargas Ave, Pasig City.
-- 2. Greenbelt 2, Paseo, Makati.
Fee is P400. This includes lunch and materials.
If you bring a group of Six Persons it will be P200 each.
Fee is P400. This includes lunch and materials.
If you bring a group of Six Persons it will be P200 each.
Things to Bring: Calculator & Friends
For reservations and questions, feel free to contact me.
For your wealth and abundance,
Dennis Salvador
Create Abundance 2020 Business Community
http://www.ca2020.net/profile/DennisSalvador
Smart: 0920-424-3838
Create Abundance 2020 Business Community
http://www.ca2020.net/profile/DennisSalvador
Smart: 0920-424-3838
Sun: 0932-263-9440
May 25, 2009
WE SAVED Php120,000.00 BECAUSE OF CASHFLOW 101
My first cashflow 101 experience was quite memorable to me. Because first, even as a first-timer I managed to get out of the so-called “rat race”. But because there was a shortage in time, I wasn’t able to play in the “fast track”. However, I was happy that I got out of the rat race.
Second, I’ve learned quite a number of things… 1. If you want to improve your life in terms of financial stability or if you want financial freedom, you also have to change your lifestyle; 2. It could help if you could save some capital to establish a business of your own; 3. It would help twice if you could save as early as possible; 4. I also learned that you wouldn’t have to spend your own money all the time to finance a business or to get a certain opportunity that was knocking on your door, you just have to know how to classify “opportunities”. Like for an instance, someone’s offering you to buy a house and lot but you’re just not interested. However, you see it as an “opportunity” to earn money. You could talk to the person who’s selling it
and tell him that you could find him a buyer and just give you a referral fee or that you could be the one to sell it and sell it at a bigger price and just give him his asking price.
and tell him that you could find him a buyer and just give you a referral fee or that you could be the one to sell it and sell it at a bigger price and just give him his asking price.
Third, I’ve learned the art of “negotiation”. And in business, you have to have the courage in negotiating with different kinds of people. It’s like a certain “talent” that you have to develop.
Lastly, I was able to apply everything I’ve learned when we got home. An uncle of mine was there waiting for us to discuss a deal. He was selling his 120 sq. m. lot. Its market price is P3,000.00 per sq. m., the total price would be P360,000.00 But he’s just selling it to us at P2,500.00 per sq. m. I could save P500.00 per sq. m. or P60,000.00 in its total price. But since what I’ve just learned from cashflow was still so fresh to me, I still tried to negotiate and asked him if it would be alright if he could give it to us for P2,000.00 per sq. m. and at the end of the discussion he also agreed. It could save me P120,000.00 already. I’ll just pay P240,000.00 instead of P360,000.00 for that vacant lot. But the truth is, I don’t have the certain amount in my hands yet. I’m just really that interested coz the said vacant lot was just beside ours. And I was thinking that I could loan the certain amount in the bank. Even if I have to pay it in 3 to 5 years it would be just fine with me. When I told him that I don’t have the money yet, he thought for a while and then told me that they just really needed the amount of P200,000.00 for a business-related deal that’s why they are selling the lot to us. And they need the amount in 2 to 3 days. And if we couldn’t raise it within that given time they would be forced to sell it to a non-relative individual. One thing I learned also from playing cashflow 101 was that if you can't grab the opportunity, look for other people who are also interested. So before my uncle go home I said, I will do my best to raise the money. That same day I tried to talk to my brother and sister and luckily I found out that they are also interested. We could divide the lot in 3 equal parts and have 40 sq. m. each. So each of us would have to pay P80,000.00. While they both have the amount already, I have P60,000.00 only. In 2 days we were able to produce P220,000.00. I was the only one who owes my uncle P20,000.00 more. And I promised to pay it at a given time and we agreed. It was a happy ending coz eventhough I wasn’t able to get the whole lot, I own a part of it now and we weren’t able to lose it. What’s best is I could apply what I’ve learned to upcoming business deals. I could get partners and use my negotiating skills.
Lastly, I was able to apply everything I’ve learned when we got home. An uncle of mine was there waiting for us to discuss a deal. He was selling his 120 sq. m. lot. Its market price is P3,000.00 per sq. m., the total price would be P360,000.00 But he’s just selling it to us at P2,500.00 per sq. m. I could save P500.00 per sq. m. or P60,000.00 in its total price. But since what I’ve just learned from cashflow was still so fresh to me, I still tried to negotiate and asked him if it would be alright if he could give it to us for P2,000.00 per sq. m. and at the end of the discussion he also agreed. It could save me P120,000.00 already. I’ll just pay P240,000.00 instead of P360,000.00 for that vacant lot. But the truth is, I don’t have the certain amount in my hands yet. I’m just really that interested coz the said vacant lot was just beside ours. And I was thinking that I could loan the certain amount in the bank. Even if I have to pay it in 3 to 5 years it would be just fine with me. When I told him that I don’t have the money yet, he thought for a while and then told me that they just really needed the amount of P200,000.00 for a business-related deal that’s why they are selling the lot to us. And they need the amount in 2 to 3 days. And if we couldn’t raise it within that given time they would be forced to sell it to a non-relative individual. One thing I learned also from playing cashflow 101 was that if you can't grab the opportunity, look for other people who are also interested. So before my uncle go home I said, I will do my best to raise the money. That same day I tried to talk to my brother and sister and luckily I found out that they are also interested. We could divide the lot in 3 equal parts and have 40 sq. m. each. So each of us would have to pay P80,000.00. While they both have the amount already, I have P60,000.00 only. In 2 days we were able to produce P220,000.00. I was the only one who owes my uncle P20,000.00 more. And I promised to pay it at a given time and we agreed. It was a happy ending coz eventhough I wasn’t able to get the whole lot, I own a part of it now and we weren’t able to lose it. What’s best is I could apply what I’ve learned to upcoming business deals. I could get partners and use my negotiating skills.
Cashflow101 Game Overview:http://cashflow.vo.llnwd.net/o16/cashflow3.swf
For your wealth and Abundance,
Denizvoi
Apr 3, 2009
Poor Man's Cow
This is one of the business that I want to have someday. Goat Raising/dairying. Some say that goat is "Poor man's cow". Unlike the real cow farming, I guess this does not require you a very big land. I heard also that goat's milk is good for those who have a lactose intolerance.
I got this info from http://blog.agriculture.ph/category/business-opportunities
Goat dairying has potential
Written by Zac Sarian
Source: Manila Bulletin
THE goat industry in the Philippines has gone a long way. A lot of improved breeds have been introduced, and more importantly, improved technologies have been developed to make goat farming a profitable venture. The main thrust in the past several years, however, was the production of meat animals.
The time has come for entrepreneurs to focus also on goat dairying. This particular branch of the goat industry has its own potential. The opportunities are there to be tapped.
We recently met Toti Almeda, the young fellow in charge of marketing at the Alaminos Goat Farm in Laguna. We asked him how goes the demand for goat’s milk these days. And he said that now the biggest chain of malls in the country is selling their fresh milk. He said that earlier last year, they were limiting their production to 60 liters a day just to meet the demand from their customers then which did not yet include SM. Late last year, Toti said the production has gone up to 120 liters a day. And by April the production will be no less than 200 liters a day.
We asked if they are still producing cheese as they were trying to develop the same when we first met them (Rene, his father, and Art, his brother) earlier last year. No, they are not doing that because their present production is still short of the demand for fresh milk.
With the right breed (like Saanen), proper housing, balanced nutrition and other aspects of management, raising goats for milk can really be profitable. As what Rene has told us during our first meeting, one breeder goat can produce two liters of milk a day. Actually, at the time of our first visit, the 40 goats on the milkline produced an average of 2.3 liters each that day. A breeder goat can be milked for 10 months or about 300 days after it has given birth. At two liters a day, one will produce 600 liters of milk in one lactation. The current price is P125 per liter, hence the gross from just one head is really substantial. Granting, the average yield is just one liter a day, still the gross will still be high. And add to that the value of one or two kids produced in one breeding.
Alaminos Goat Farm has a modern milk bottling plant right in its farm.
Of course, the Almedas are also multiplying their meat-type breeds of Boer and Anglo Nubian. They are continually monitoring the performance of their breeders and selecting the outstanding ones. One selection they are very excited about is what they call the Mitra line of Anglo Nubian. This line consists of progenies of a breeder that produces multiple kids of as many as four at a time.
Improved production technology for dragon fruit
I think this is a good business for those who want to go into agri business. The supply is not the same as mangoes.
A native plant from Central and South America, dragon fruit (Hylocereus undatus) or "pitaya" is gaining its own niche in the Philippine market.
Although this vine-line cactus has been widely cultivated in the neighboring Asian countries such as Malaysia, Vietnam, and Thailand where the weather is conducive for growing this humid-loving fruit, it only reached the Philippine soil just recently.
Given its economic value and competitive advantage in the local fruit industry, it is gaining immediate popularity among interested farmers/producers.
A techno-demo farm on dragon fruit
Since the dragon fruit industry is still relatively new in the Philippines, production technology remains a major constraint.
Thus, in 2003, a technology demonstration on dragonfruit production was established at the Central Experiment Station (CES) of the Southern Mindanao Integrated Agricultural Research Center (SMIARC) in Manambulan, Tugbok, Davao City.
With funding support from the Bureau of Agricultural Research (BAR) through its Agribusiness Development Project (ADP), the techno-demo farm aimed to: 1) showcase technology on the production of dragonfruit, 2) mass propagate and distribute to other regional research station or interested growers, and 3) determine the economic value of dragonfruit.
Leading this initiative is Mr. Noel T. Estellena, SMIARC's senior agriculturist and lead researcher for the ADP on dragon fruit. SMIARC started establishing the dragon fruit production with tree-fourth hectare land area and the planting materials initially came from Indang, Cavite.
ADPs are on-station researches implemented by the DA Research Stations in all the Regional Field Units (RFUs) to showcase new or advanced technologies that will enhance profitability of a farming/fishing enterprise. It is an income-generating activity that aims to strengthen the strategy of teaching by example, demonstrating the profitability of new/ appropriate technologies that are suited to the conditions of the region to the farmers, and then transferring these new technologies to rural communities of the Regional Integrated Agricultural Research Centers' (RIARCs) and Research Outreach Stations' (ROSes).
The income derived from the ADP is plowed back to the project for sustainability, expansion, and support to R&D activities and facility rehabilitation of the regional experimental stations. Expectedly, 16 RIARCs and 84 ROSes are expected to benefit from the ADPs.
Production technologies showcased
A group from BAR has recently visited the techno-demo farm to document the success of this ADP project.
Among the technologies for dragon fruit production showcased in the experimental station are: propagation by cuttings, appropriate distance planting, using concrete posts and indigenous materials as trellis, applying organic fertilizer, and proper cultural management practices.
According to Mr. Estellena, dragon fruit can be propagated by seeds or stem cuttings but the latter is much favored. "From the cuttings, we plant them in plastic bags for two months and transfer them in an open field. The recommended planting distance is three meters between posts and four meters between rows," he explained. Proper distance planting is important since a narrower spacing gives quicker production than larger spacing.
Dragon fruit must be planted in an open field with direct exposure to sunlight. They are not conducive in areas where rainfall is well distributed.
One technology that SMIARC is using is the application of trellis in the plantation. Mr. Estellena explained that the lifeblood of the dragon fruit is in the trellis. Once the trellis collapsed, the plant hardly survives.
The life span of dragon fruit is around 20 years depending on the durability of the trellis. A concrete posts with iron round bar on top was used as to support the plant. This has to be established three weeks prior to crop establishment.
"Here at SMIARC, aside from the concrete posts, we make use of various indigenous materials as trellises such as the madre de cacao, kalumpang, and magcuno tree," Estellena explained.
In terms of nutrient management, a combination of organic and complete fertilizer (14-14-14) was applied. "We use more organic and more nitrogen. The ideal is to apply fertilizer every 3 months if possible, but what we do at the station is we apply every six months. We are using 2 kg of organic + 25 g urea + 75 g complete fertilizer which we apply per plant," he said.
Estellena also explained the importance of pruning in the production of dragon fruit. He said that, "We need to regularly prune them to obtain an open, manageable, and productive umbrella shape canopy. Also, it is important that we prune right after we harvest the fruits regular pruning as this will induce new shoots for the next cropping season."
After establishing the plant in the field, it would take around 26 months to bear fruits. Harvest must be done 35-40 days after the flower opening.
Profit from dragon fruits
Five years since its establishment, the techno-demo farm in Manambulan, Davao City is frequently visited by interested farmers who wanted to grow dragon fruit and even buyers in Davao City. With the successful technologies in dragon fruit now available, better opportunities, both production- and market-wise, lie ahead.
The potential of dragonfruit is very much bright according to Mr. Estellena because it commands a very high price in the local market; it costs around P120-150 per kilo. He further that, a three-year old dragonfruit can produce 5-6 t/ha amounting to P720,000 in the local market alone. Considering is current demand, it is no wonder that dragon fruit is now dubbed as the new money crop-truly, a high revenue earner.
Aside from showcasing the production technologies on dragon fruit, the group of Mr. Estellena is already distributing planting materials to interested growers. Since the techno-demo farm was established, they have distributed around 3, 000 seedlings/cuttings of dragon fruit in Nueva Ecija in Luzon, Bohol in Visayas, and in Bukidnon in Mindanao for trial productions.
For more information, please contact Mr. Noel T. Estellena, senior agriculturist, Department of Agriculture-Southern Mindanao Agricultural Research Center (DA-SMIARC), Bago Oshiro, Tugbok District, Davao City at tel. no. (082) 293-0109 or (082) 293-0136 or e-mail at smiarc@yahoo.com
By Rita T. dela Cruz
Source: www.bar.gov.ph
Other info on dragon fruit : http://dragon-fruit.biz/
A native plant from Central and South America, dragon fruit (Hylocereus undatus) or "pitaya" is gaining its own niche in the Philippine market.
Although this vine-line cactus has been widely cultivated in the neighboring Asian countries such as Malaysia, Vietnam, and Thailand where the weather is conducive for growing this humid-loving fruit, it only reached the Philippine soil just recently.
Given its economic value and competitive advantage in the local fruit industry, it is gaining immediate popularity among interested farmers/producers.
A techno-demo farm on dragon fruit
Since the dragon fruit industry is still relatively new in the Philippines, production technology remains a major constraint.
Thus, in 2003, a technology demonstration on dragonfruit production was established at the Central Experiment Station (CES) of the Southern Mindanao Integrated Agricultural Research Center (SMIARC) in Manambulan, Tugbok, Davao City.
With funding support from the Bureau of Agricultural Research (BAR) through its Agribusiness Development Project (ADP), the techno-demo farm aimed to: 1) showcase technology on the production of dragonfruit, 2) mass propagate and distribute to other regional research station or interested growers, and 3) determine the economic value of dragonfruit.
Leading this initiative is Mr. Noel T. Estellena, SMIARC's senior agriculturist and lead researcher for the ADP on dragon fruit. SMIARC started establishing the dragon fruit production with tree-fourth hectare land area and the planting materials initially came from Indang, Cavite.
ADPs are on-station researches implemented by the DA Research Stations in all the Regional Field Units (RFUs) to showcase new or advanced technologies that will enhance profitability of a farming/fishing enterprise. It is an income-generating activity that aims to strengthen the strategy of teaching by example, demonstrating the profitability of new/ appropriate technologies that are suited to the conditions of the region to the farmers, and then transferring these new technologies to rural communities of the Regional Integrated Agricultural Research Centers' (RIARCs) and Research Outreach Stations' (ROSes).
The income derived from the ADP is plowed back to the project for sustainability, expansion, and support to R&D activities and facility rehabilitation of the regional experimental stations. Expectedly, 16 RIARCs and 84 ROSes are expected to benefit from the ADPs.
Production technologies showcased
A group from BAR has recently visited the techno-demo farm to document the success of this ADP project.
Among the technologies for dragon fruit production showcased in the experimental station are: propagation by cuttings, appropriate distance planting, using concrete posts and indigenous materials as trellis, applying organic fertilizer, and proper cultural management practices.
According to Mr. Estellena, dragon fruit can be propagated by seeds or stem cuttings but the latter is much favored. "From the cuttings, we plant them in plastic bags for two months and transfer them in an open field. The recommended planting distance is three meters between posts and four meters between rows," he explained. Proper distance planting is important since a narrower spacing gives quicker production than larger spacing.
Dragon fruit must be planted in an open field with direct exposure to sunlight. They are not conducive in areas where rainfall is well distributed.
One technology that SMIARC is using is the application of trellis in the plantation. Mr. Estellena explained that the lifeblood of the dragon fruit is in the trellis. Once the trellis collapsed, the plant hardly survives.
The life span of dragon fruit is around 20 years depending on the durability of the trellis. A concrete posts with iron round bar on top was used as to support the plant. This has to be established three weeks prior to crop establishment.
"Here at SMIARC, aside from the concrete posts, we make use of various indigenous materials as trellises such as the madre de cacao, kalumpang, and magcuno tree," Estellena explained.
In terms of nutrient management, a combination of organic and complete fertilizer (14-14-14) was applied. "We use more organic and more nitrogen. The ideal is to apply fertilizer every 3 months if possible, but what we do at the station is we apply every six months. We are using 2 kg of organic + 25 g urea + 75 g complete fertilizer which we apply per plant," he said.
Estellena also explained the importance of pruning in the production of dragon fruit. He said that, "We need to regularly prune them to obtain an open, manageable, and productive umbrella shape canopy. Also, it is important that we prune right after we harvest the fruits regular pruning as this will induce new shoots for the next cropping season."
After establishing the plant in the field, it would take around 26 months to bear fruits. Harvest must be done 35-40 days after the flower opening.
Profit from dragon fruits
Five years since its establishment, the techno-demo farm in Manambulan, Davao City is frequently visited by interested farmers who wanted to grow dragon fruit and even buyers in Davao City. With the successful technologies in dragon fruit now available, better opportunities, both production- and market-wise, lie ahead.
The potential of dragonfruit is very much bright according to Mr. Estellena because it commands a very high price in the local market; it costs around P120-150 per kilo. He further that, a three-year old dragonfruit can produce 5-6 t/ha amounting to P720,000 in the local market alone. Considering is current demand, it is no wonder that dragon fruit is now dubbed as the new money crop-truly, a high revenue earner.
Aside from showcasing the production technologies on dragon fruit, the group of Mr. Estellena is already distributing planting materials to interested growers. Since the techno-demo farm was established, they have distributed around 3, 000 seedlings/cuttings of dragon fruit in Nueva Ecija in Luzon, Bohol in Visayas, and in Bukidnon in Mindanao for trial productions.
For more information, please contact Mr. Noel T. Estellena, senior agriculturist, Department of Agriculture-Southern Mindanao Agricultural Research Center (DA-SMIARC), Bago Oshiro, Tugbok District, Davao City at tel. no. (082) 293-0109 or (082) 293-0136 or e-mail at smiarc@yahoo.com
By Rita T. dela Cruz
Source: www.bar.gov.ph
Other info on dragon fruit : http://dragon-fruit.biz/
Mar 27, 2009
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